Regardless of whether you are on your premises or at a job site you are liable for any bodily injury that may occur to another person. For example, if the postman brings your mail and you failed to fix cracks in your porch leading up to the door and they tip and get injured, you will be responsible for the damages. Additionally, if a customer or food delivery person walks on your job site and is injured, you are liable for that as well. Business is inherently risky, but General Liability https://www.bayareacrosswords.org/ protects against many known and unknown risks.
This agency is responsible for regulating all insurance policies sold in the state, including commercial liability coverage. The Hartford shall not be liable for any damages in connection with the use of any information provided on this page. Please consult with your insurance agent/broker or insurance company to determine specific coverage needs as this information is intended to be educational in nature. Without professional liability coverage, you’ll have to pay legal defense costs out of pocket.
Upgrade your general liability coverage to protect any gear that’s stolen, damaged or lost. With NEXT, you can purchase affordable general liability coverage online and get your certificate of insurance 10 minutes, or less. If you have a larger deductible, you’ll pay less for general liability insurance for your small business. At NEXT, we don’t charge a deductible for our general liability insurance policies, so you won’t need to worry about it.
The state of New York requires all businesses with employees to carry workers’ compensation. Coverage may be purchased through a private insurance carrier or through the state’s private insurance fund. To find out more about these, as well as other business insurance products and services, call us and we’ll help make sure you’re properly covered.
It showed that New York had the most expensive construction market in the entire world. Maybe not so good for customers, but it proves that you can make a lot of money. Keeping in mind that you have the right insurance protection so that you don’t lose all of that money made by a mistake or unforeseen event. This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states. Our agents can assist you in considering all aspects of your General Liability insurance package to give you the most appropriate policy available. We will help you customize a specific plan that works for businesses in Buffalo New York including the Clarence, East Aurora, Hamburg, Lockport, and Williamsville areas.